The Social Security Administration (SSA) has released the complete payment schedule for 2025, including details on when beneficiaries of the Supplemental Security Income (SSI) program will receive double payments. These changes come alongside a 2.5% increase in Social Security payments, reflecting the annual cost-of-living adjustment (COLA).
Adjusted Payment Dates and Double Payments
Due to calendar shifts and holidays, the SSA will issue double payments in specific months for SSI beneficiaries. These are not extra payments but early disbursements to ensure recipients receive funds without delay. The months with double payments are May, August, October, and December.
Here is the detailed SSI payment schedule for 2025:
| Month | Regular Payment Date | Double Payment Date |
|---|---|---|
| January | December 31, 2024 | January 31, 2025 (February 1) |
| February | – | February 28, 2025 (March 1) |
| March | – | – |
| April | April 1, 2025 | – |
| May | May 1, 2025 | May 30, 2025 (June 1) |
| June | – | – |
| July | July 1, 2025 | – |
| August | August 1, 2025 | August 29, 2025 (September 1) |
| September | – | – |
| October | October 1, 2025 | October 31, 2025 (November 1) |
| November | – | – |
| December | December 1, 2025 | December 31, 2025 (January 1) |
If payments do not arrive on the expected dates, beneficiaries are advised to wait three mailing days before contacting the SSA.
SSI Payments: What Beneficiaries Can Expect in 2025
The 2.5% COLA increase, announced last October, means higher benefits for SSI recipients. Here are the updated average monthly amounts:
| Category | 2024 Benefits | 2025 Benefits | Increase |
|---|---|---|---|
| Average Payment | $698 | $715 | $17 |
| Individuals | $943 | $967 | $24 |
| Couples | $1,415 | $1,450 | $35 |
| Essential Persons (EP) | $472 | $484 | $12 |
With double payments factored in, monthly amounts could reach:
- Average Recipients: $1,430
- Individuals: $1,934
- Couples: $2,900
- Essential Persons: $968
Broader Adjustments Across Social Security Programs
The COLA increase also impacts beneficiaries of retirement, survivor, and disability programs. Key highlights include:
Retirement Benefits
- Average Payment: $1,948 (+$48)
- Age 62: $2,778 (+$68)
- Age 67: $3,918 (+$96)
- Age 70: $4,995 (+$122)
Survivor Benefits
- Average Payment: $1,543 (+$38)
- Individual: $1,817 (+$44)
- Two Children: $3,744 (+$91)
Disability Benefits
- Average Payment: $1,575 (+$38)
- Blind Recipients: $2,655 (+$65)
- Maximum Payment: $3,918 (+$96)
January 2025 Payment Dates
The SSA has also shared payment dates for January 2025:
- January 3: RSDI beneficiaries who applied before May 1997
- January 8: RSDI beneficiaries born between the 1st and 10th
- January 15: RSDI beneficiaries born between the 11th and 20th
- January 22: RSDI beneficiaries born between the 21st and 31st
- January 31: SSI beneficiaries
Beneficiaries can access the “My Social Security” account portal to view their payment schedule, download statements, and manage their benefits.
Stay informed to ensure you receive your benefits smoothly throughout 2025.
